Acura Car Insurance Cost

April 11, 2024

Even a careful driver can’t always protect against unexpected accidents. An insurance policy is designed to shield you from worries and unnecessary expenses. So, take care of your peace of mind and your vehicle’s safety by getting Acura car insurance today!

You can check out the characteristics and nuances of insuring each brand model here:

If you own an Acura vehicle, you probably already have some information about auto insurance.

The process of Acura car insurance isn’t much different from insuring other car brands. As for the policy cost, it varies depending on the state you live in, your insurance company, and several other factors worth knowing about.

Five Facts About Acura

  1. It was introduced in the USA by Honda Motor Co. in 1986.
  2. It’s the first premium-class car brand whose models received the highest number of stars from the American regulatory organization NHTSA.
  3. Acura’s success inspired Toyota to launch the premium brand Lexus and Nissan to launch Infiniti.
  4. Acura car prices range from $28,000 to $156,000.
  5. Approximately 102,306 Acura cars were sold in 2022.

A Brief Acura Car Insurance Review

The Acura car insurance cost is calculated individually for each owner, considering various factors determining the final price. Among them are:

  • Age, gender, and driving experience of the driver
  • The vehicle’s technical condition
  • The state of vehicle registration and the driver’s residence

The cost also depends on the car’s characteristics:

  • Type:
    • SUV
    • Sedan
    • Crossover
    • Sports car
    • Hatchback
  • Model cost:
    • Budget class ($13,000-$18,000)
    • Mid-range class ($21,000-$38,000)
    • High-end class ($50,000-$64,000)
    • Premium ($89,000+)
  • Year of manufacture:
    • Before 2010
    • 2010-2015
    • 2015-2020
    • 2020-2025

Furthermore, the type of policy you plan to purchase affects your Acura car insurance quote. For example, comprehensive coverage will cost significantly more than the minimum required coverage. However, with such a policy, you can be assured that you’ll be fully compensated in case of any mishap with your vehicle, including collisions, natural disasters, theft, or vandalism.

How To Save on Car Insurance for Acura

Buying a car and insurance can put a dent in your wallet. We offer you some recommendations that will help you secure an advantageous Acura car insurance policy:

  • Compare insurance prices from multiple insurers. Prices for the same policy can vary between different insurance companies. To avoid overpaying, compare several quotes in advance.
  • Opt for a policy with a deductible. This is an excellent choice if you want to cover part of the repair costs yourself. A deductible can reduce the policy’s cost by 10-40%. However, keep in mind that in the event of a claim, you’ll receive partial compensation.
  • Participate in loyalty programs. Many insurers aim to reward low-risk customers who don’t limit themselves to minimal Acura auto insurance coverage. Companies offer good discounts, additional benefits, and various promotions for these drivers.
  • Maintain a good credit history. In 46 states, insurance companies use credit ratings to set rates for Acura new car insurance. However, not all companies evaluate credit the same way, so check with your insurer for specific conditions.
  • Decline additional options. Options like “roadside assistance,” “emergency commissioner dispatch,” or “free towing from the scene of an incident” make policies more attractive but also increase their cost. If you’re confident you don’t need them, “turn them off” to save up to 10%.

Professional Assistance in Selecting Acura Insurance Car

How much is car insurance for an Acura? Which policy is the best choice? Many owners of Japanese-made vehicles have these questions. Acura auto insurance is a crucial component of safety and confidence behind the wheel. With insurance coverage, you can prevent a range of problems, not only in the event of an accident but also during routine police document checks.

The CoverExplore team is always ready to provide expert advice and qualified assistance in arranging and selecting Acura comprehensive car insurance. Everything is geared towards ensuring you’re protected from unplanned expenses related to accidents and other insurance scenarios.

Victoria Berezhetska

Victoria Berezhetska is a Content Lead at and an expert contributor to CoverExplore. She has a Bachelor of Science degree in Business Administration, with extensive working experience as a PR specialist and content writer. At CoverExplore, she helps customers find the right educational material through easily digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers diverse topics around digital and insurance marketing, including auto, home, health, and life insurance.


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