Nissan Titan / Titan XD Insurance Cost

April 11, 2024

The Nissan pickup lineup consists of three models: the budget-friendly Frontier and two variations of the Titan – the regular Titan and the XD.

The key differences between the Titan and Titan XD are their size, load capacities, and equipment. While the Titan is available with 4×2 drive or 4×4 (optional), the XD has only all-wheel drive. The same is true for cabs: the junior model offers a choice between standard and shortened cabs, while the XD comes in a single variant.

However, both models are on par when it comes to engines. They have 5.6L, 8-cylinder engines with 400 horsepower. Such power is sufficient for off-road adventures and work purposes, like farming or hauling heavy loads (or even full-size trailers).

Factors Influencing Nissan Titan Car Insurance Cost

Every vehicle, especially a working pickup, must be insured against various risks. However, insurance costs can add up, especially considering the nature of the vehicle. The insurance price depends on the following:

  • The owner’s driving experience, age, and driving/payment history
  • The region of registration and residence/movement
  • The number of drivers operating the vehicle
  • The vehicle’s manufacturing date, technical condition, etc.
  • The policy of the insurance provider

Keep in mind that the minimum coverage policy only covers a specific portion of potential risks. To ensure maximum protection for your vehicle, choose the appropriate types of insurance.

Nissan Titan XD Car Insurance: Calculating Potential Annual Rates

Prices may vary depending on the car’s modification and year of production.

For Titan XD, the current rates are:

Production YearAverage Annual Insurance Rate
2023$1,970
2022$1,858
2021$1,830
2020$1,808
2019$1,766
2018$1,756
2017$1,630
2016$1,566

For the regular Titan, the current rates are:

Production YearAverage Annual Insurance Rate
2023$1,746
2022$1,750
2021$1,722
2020$1,700
2019$1,660
2018$1,578
2017$1,524
2016$1,450
2015$1,408
2014$1,374
2013$1,344
2012$1,298
2011$1,254
2010$1,230

However, these are average prices, so you may need an expert’s help to calculate the insurance cost for your specific car modification and region.

Fill out the form to get detailed information on the insurance cost for your Titan/Titan XD from CoverExplore representatives.

Victoria Berezhetska

Victoria Berezhetska is a Content Lead at Phonexa.com and an expert contributor to CoverExplore. She has a Bachelor of Science degree in Business Administration, with extensive working experience as a PR specialist and content writer. At CoverExplore, she helps customers find the right educational material through easily digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers diverse topics around digital and insurance marketing, including auto, home, health, and life insurance.

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