Can a Landlord Require Renters Insurance in California?

March 11, 2024

I’ve applied for an apartment in Santa Monica and found out I’m not eligible unless I have renters insurance. Can a landlord demand renters insurance in California?

Landlords can require insurance from renters, but no law requires them to do so in California. In other words, it’s up to your landlord whether to require renter insurance from you. The good news is that renter’s insurance in California typically costs around $15-$20 per month, which is not prohibitively expensive for the protection of your belongings that you get.

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Oleksandr Rohovnin is a Content Marketer at and an expert contributor to CoverExplore. His passion is digital marketing, innovative technologies, tech industries, and – above all – distilling vast amounts of complex information into engrossing narratives anyone can relate to. At CoverExplore, Oleksandr stokes passion for auto insurance and the automotive industry in general in every story he curates.