Does Car Insurance Cover Electrical Problems?

January 8, 2024

I’ve been having problems with my car radio lately. Will my auto insurance cover electrical issues?

Whether your insurance will cover the damage depends on the source of the damage. Standard car insurance does not cover everyday maintenance (which corroded wiring likely is unless caused by a peril) and routine repairs, such as changing or fixing your tire, brakes adjustment, and window repairs. On the other hand, if the electrical issues result from a covered peril – for example, fire or vandalism – they may be covered by your policy.

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Oleksandr Rohovnin is a Content Marketer at and an expert contributor to CoverExplore. His passion is digital marketing, innovative technologies, tech industries, and – above all – distilling vast amounts of complex information into engrossing narratives anyone can relate to. At CoverExplore, Oleksandr stokes passion for auto insurance and the automotive industry in general in every story he curates.