How much home contents insurance do you need?

January 8, 2024

I’m trying to understand the amount of home contents insurance I need. For that, I must calculate the value of my home contents. How to do that?

When taking out home contents insurance, an accurate estimate of the replacement cost of your home contents – furniture, computers, electronics, TV, jewelry, clothes, appliances, hand-me-downs, and every other item you want to protect – will ensure you have enough coverage if you ever have to make a claim.

You will have to calculate the value of your home contents on your own. Just add the value of all home contents you want to protect. Use an online calculator to speed up the process.

How much home contents insurance do you need? 1

Oleksandr Rohovnin is a Content Marketer at and an expert contributor to CoverExplore. His passion is digital marketing, innovative technologies, tech industries, and – above all – distilling vast amounts of complex information into engrossing narratives anyone can relate to. At CoverExplore, Oleksandr stokes passion for auto insurance and the automotive industry in general in every story he curates.