How Much Is Renters Insurance in California?

January 8, 2024

I’m thinking about moving to California. How much is renters insurance there?

The average cost of renters insurance in California – calculated for $100,000 in liability coverage, $20,00 in personal property coverage, and a $500 deductible – is about $20 per month, or $240 per year. It is 50% more than the country’s average, making renters insurance in California one of the most expensive in the United States.

Renters insurance is not required by law in California, but landlords have the right to demand it before renting their property. It’s a good idea to have renters insurance because landlords are not liable for any damages to your personal belongings on the rented property.

How Much Is Renters Insurance in California? 1

Oleksandr Rohovnin is a Content Marketer at and an expert contributor to CoverExplore. His passion is digital marketing, innovative technologies, tech industries, and – above all – distilling vast amounts of complex information into engrossing narratives anyone can relate to. At CoverExplore, Oleksandr stokes passion for auto insurance and the automotive industry in general in every story he curates.